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Fast Commercial Private Money Lenders

Our commercial private money loans are used to purchase or refinance commercial properties such as mixed-use buildings, retail centers, self-storage facilities, shopping complexes, student housing, mobile home parks, industrial properties, condominium complexes, and restaurants. As a direct hard money loan provider we are able to help borrowers get the capital they need for their commercial project in a quick and efficient manner. Our team has the experience and the capital required to help those who are looking to purchase a commercial property.

We are not a “matrix lender” or a broker and can work with a wide variety of clients in different situations. We hold and service our loans. Since we are a private lender and not a bank, we can close without upfront fees on both residential, investment and commercial properties. We are not bound by the stringent regulatory constraints of traditional bank lenders and can analyze a transaction from a business perspective and close loans that make sense for you. Typical commercial private money loans have loan terms between 1-2 years and range from $40,000 to $2,000,000.

What is A Commercial Hard Money Loan?

A commercial private money loan is a specific type of loan that utilizes capital from our private lenders to borrowers who need it for their commercial project. Our loan deals will provide you the ability to invest in a commercial project without having to go through a traditional bank loan.

Hard Money Loans Programs:

  • Flexibility
  • Quick closing in 5 - 10 Days
  • Interest-only payments, 6 Months guaranteed interest
  • Wide range of property types
  • No Income Documentation
  • No Minimum credit requirement

What Do I Need to Qualify?

  • Simple... Equity in the property!
  • Origination Fee: 3% of the loan amount
  • No Prepayment Penalty
  • No Appraisal Necessary
  • Under 640 Credit Up to 65/70% LTV or Sign up for credit repair--12/15% interest only
  • Over 640 to 719 Credit Up to 75/80% LTV--10/12% interest only
  • 720 Credit Score and above 85/90% LTV--8/9% interest only

What Are The Benefits of Using Commercial Private Money Lenders?

Short-term commercial loans are a great option for large commercial projects as well as smaller projects. When a borrower seeks a commercial loan from a bank it typically will take multiple weeks for the loan to go through and they will usually have high rates, which isn’t ideal for the borrower.

On the other end of the spectrum, private money commercial loans provide a borrower with a much quicker loan turnaround time. The average closing time for our commercial hard money loans is 5-10 days, and there are zero upfront fees. Since our commercial loans come from a private lender we are able to have flexible terms that work better for your project compared to what you would typically receive from a bank.

The Credit Giant has a distinct and proven hard money lending procedure

The Credit Giant is sponsored by Federated Asset Management Trust, a real estate Trust based out of Miami Florida. We are lenders who will help real estate investors succeed. We have designed our process to be fast, reliable, and flexible because we know these are the process features that our borrowers need. Read through our entire website to fine out why so many real estate investors across the Country have chosen The Credit Giant as their hard money lender. Our short-term loan programs support the following investment projects:

  • Fix and Flip
  • New Construction
  • Rehab

Commercial

  • Rehab/Construction
  • FLIPS
  • Buy/Hold
  • Investment
  • Bridge- (Locating to a New Primary Residence)

Approved Structure Types:

  • Single Family Homes
  • Townhomes
  • Multi-units
  • Apartments
  • Condos
  • Land Deals
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Our Simple Process

1) Tell Us what you need

2) Complete Online Application

3) Phone Consultation

4) Commitment Letter/Site Visit.

To better evaluate your loan, we personally meet with you at the property and discuss your objectives.

5) Order BPO/Good Faith Deposit.

You will be required to complete our short online application. Once received and reviewed, we will order an appraisal on the property. (In Florida you must order the appraisal through one of our approved professionals). After both parties agree in principle, a good faith deposit will be required. The deposit will be credited towards closing costs.

6) Settlement Scheduled.

We will contact you to re-verify all aspects of the loan and then schedule a closing.

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States We Invest In

Property can be in any state we invest in, preferably in an area where the property can be sold within a period of six months.

AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA , ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

The Credit Giant

Our Advantage

  • All Types of Credit Accepted
  • Fast Closing & Minimal Paperwork
  • Deal Directly With The Owners
  • No Hidden Fees or Charges
  • Great Rates
  • True Professionals Who Strive For Your Success

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